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  1. Don't believe the Obamacare marketplace when you get x credit for y income and without an income change you owe > than the penalty for no insurance would have been, in their overpayments for an unusable policy, at tax time ......
  2. Buy drugs without a prescription from India. May take long and some gets taken by customs, but far less costly than an office visit to your assigned doctor plus USA drug rates , that your worthless insurance doesn't cover.