1. You have to laugh at yourself
  2. Being without a lot of money doesn't make you less than others
  3. Get involved
  4. Don't let your partner determine if you're in a relationship
    Don't wait around for him to decide if he still likes you
  5. There is so much more to life than high school
    I know it's hard to believe now, but trust me
  6. Don't marry young, and don't settle for a spouse
  7. Protect your credit
  8. Manage your money.
    Also, never give your partner ALL of the control of your joint finances. Always know what comes in and goes out.
  9. Wait until at LEAST your 30s to have kids
  10. Travel a lot before you have kids.