IT'S NEARING THE END OF 2015 (IT'S 2016 NOW) AND THESE CONCEPTS STILL CONFUSE ME

@nalivodka this is draft list numero "uno, dos tres..CATORCE!!" Honestly, still figuring it out?? Changed the title just to make it relevant to this year, hopefully, by the end of 2016 I will NOT be confused by them.
  1. iCloud
  2. OneDrive
  3. Life