5 Tips for Improving Your Credit Score

  1. 1.
    pay in full
  2. 2.
    pay on time
  3. 3.
    Use as little of your credit as possible.
    The lower your rate of utilization the higher your score
  4. 4.
    Request higher limits on your cards.
    Higher limits lower utilization there by increasing your score.
  5. 5.
    If you have a balance transfer it.
    This will lower your utilization score as it will lower the balance to zero on the account being transferred from. Hopefully it will lower your payment as well by lowering your interest rate.