WHAT IS THE FEMALE EQUIVALENT OF "GUY?"

A question that has plagued me for years.
  1. "So I was talking to this guy and..."
    This is a phrase one says very often in one's everyday life (at least I do). And while I recognize that some people use "talking to" as a euphemism for "fucking," I am referring to literally talking to someone.
  2. Now, what if the quote in this scenario instead refers to a woman?
  3. What word do I use instead of "guy?"
  4. "Woman," in this scenario, is very formal and serious
    I wasn't saying, "So I was talking to this man and..."
  5. "Girl," while a common answer, can be construed as infantilizing/condescending/etc.
  6. "Lady" is either mocking or weirdly formal
  7. I've often used "gal," though I've been told this makes me sound like a 1920s gangster (which is not a bad thing, to be honest)
  8. "Chick?"
    Just kidding
  9. I'm at a loss.
  10. What do you think?
  11. Dudettes
    Suggested by   @MichaelRose
  12. Pumpkin spice latte drinkers
    Suggested by   @MichaelRose
  13. Fems
    Suggested by   @MichaelRose
  14. X chromosomes
    Suggested by   @MichaelRose
  15. Doll? ¯\_(ツ)_/¯
    Suggested by   @jennifergster
  16. Homegirl. Becomes normal way too quickly.
    Suggested by   @shacara_shacara
  17. Dame
    Seems semi-formal and sarcastically throw-backish....?
    Suggested by   @BWN_7
  18. I say Lady..
    "Girl" if it's someone way younger than me, "this bitch" if it's someone that annoyed me, male or female. I've said "homegirl" too, but rarely.
    Suggested by   @shanaz
  19. I say lady or girl
    I recognize the issues surrounding those words, and get semi-annoyed when someone calls me a "girl" so I usually read the room before I just drop a g-bomb
    Suggested by   @k8mcgarry
  20. I also use gal and also appreciate the old timeyness of it.
    Suggested by   @jenward
  21. I would say "I was talking to this lady" because woman isn't usually the word I think of first (it's hard for me to refer to myself as a woman, tbh, it seems so weighted). Then I would say "I was talking to these guys and gals" for both, but I don't think I'd use "gal" on its own or when referencing one woman...
    Complicated...
    Suggested by   @ashlynparish
  22. I typically use "chick" when in this situation
    Or bitch.
    Suggested by   @amber
  23. PERSON
    Suggested by   @jbw47
  24. Bag of cells and fluids
    Suggested by   @notme
  25. Badass
    We are all collective bad asses
    Suggested by   @notme
  26. Boss
    Suggested by   @notme
  27. Tranquil Buddha
    Suggested by   @notme
  28. Goddess
    Suggested by   @notme
  29. Fine scented creature
    Suggested by   @notme