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Since 2008, qualifying for a home loan is not the same. I run into these all the time. These guidelines also apply if you haven't refinanced since 2008 either.
- •Just because you have a job, doesn't mean you are qualified for a loan.
- •Just because you make 8k a month, doesn't mean you get to qualify with 100% of you income.Normally on a conventional loan it's 43% of your monthly income and FHA and VA loans can go above 45% on most occasions.
- •Cash is not king when buying a home, unless you are buying the entire home in cash with no loan.
- 1.The Dad Bod makes chicks turn heads
- 2.Racism doesn't exist
- 3.90's fashion is everyday clothes
These are only a few, but these just were the first and clearly the most random to come to my mind. No pattern as you can see.
- •The Wonder Years
- •Family Ties
- •All in the Family
Not sure why they seem to be all teen heartthrobs of one form of another. Maybe the idea of girls going crazy and living that party lifestyle intrigues me.
- 1.Justin Bieber
- 2.Justin Timberlake
- 3.Nick Jonas