Easiest ways to lose money

Requested by @ECullz! Love these requests!!
  1. 1.
    Eating out
    If you can make it at home, do it! I think that the bonding that can be done while cooking (see: teaching boyfriends to cook). I used to spend $40 a week on eating out and I gained so much weight and lost so much money. Also, make your significant other yell "Yes, Chef!" in the kitchen, it's a real power boost.
  2. 2.
    Driving
    If you can walk somewhere, do it! When I lived in D.C., I saved a gross amount of money on not having a car. Now that I live in a place with shit transportation and I have to drive 30 minutes to work, I would def suggest...
  3. 3.
    Not Using Gas Points
    Kroger, Meijer's, anywhere with discount cards that get you gas off!
  4. 4.
    Grocery Shopping Without A Plan
    I started meal prepping and I have been saving up to 50% on my grocery meals. (See: all my meal prep lists) If you keep a daily planner, it's the easiest thing.
  5. 5.
    Not saving
    I put 10% of my paycheck in a 401K that I can take 7% with me when I leave my job. That's a lot to put in, but it's so so important to start saving. Even if it's just an envelope you put $10 in per paycheck, it will add up. That way, when you have crazy expenses, you'll already have 25-50% saved up (hopefully!). You'll miss that money each check, but knowing I put some money aside prevent me from spending even more. It's money put away for a good reason, not for another pair of shoes.
  6. 6.
    Rent Leases
    If you are renting, make sure your lease is for 12 months if you can. Any shorter lease will be more expensive.
  7. 7.
    Buying things you don't really need.
    I frequently treat myself, but I limit it to a good coffee once a week and one new makeup piece per paycheck. If you're stingy with yourself, you're more likely to go splurge.
  8. 8.
    If you need a monthly service, shop around!
    Example: my gym membership. It took me almost two weeks but now instead of paying $40/month I pay $20/month. Half off all because I waited!