Wanted: Your Advice On Buying A Home!
I'm 36 and have been renting since I was 18. I started a business six years ago so I have plans for the future to be here. I'm pre-approved for a mortgage and have been looking at houses. Homeowners: What advice would you offer?
- •2 sinks in the master bathroom vanity.For relationship conflict avoidance.Suggested by @BWN_7
- •Visit the neighborhood at night, on a weekend, and during rain. You can learn about weather-related road or property concerns, noise and activity when people are home from work and school, parking concerns, and traffic patterns at busier times.Suggested by @Heartsounds
- •If you buy a house on the corner, just know that you will be responsible for shoveling allllll of that sidewalk. So factor in how much a snowblower is going to cost, at least!Suggested by @sssssssss
- •You can likely afford more house than you think. You pay ~$180 for ever $100,000 borrowed. The extra monthly expense will likely be more than offset by tax deductions, especially in early years of loan when almost all of your payment counts for interest. Also, hire a buyer's agent, if you haven't already.Suggested by @MichaelRose
- •Less yard (that you have to maintain)Suggested by @PeteOnEarth
- •Check with credit unions for mortgage rates: they can usually give you a better deal!Suggested by @lrcolleran
- •I wish I had taken note of which side of the house the sun rises on. Wakes me up too damn early.Suggested by @justjills
- •Make a list of: Things your house must have; things you wish your house could have; things your house must not have. This can help your realtor immensely, in finding you the right house. For me, it must be on flat land, no hills, have a low maintenance yard, have a fenced yard.This can help your realtor eliminate houses you'd never buy, saving you both time and energy.Suggested by @pili_ervin
- •Southeast-facing driveway, if you live in a place where it snows and stays on the ground. Sunshine in front, morning shade in backyard.Save your snow-shoveling snow-maintenance time for more fun activities.Suggested by @andersun
- •If you can ask about the neighborhood association/ neighbors from someone who knows in advance, do that.Suggested by @justjills